MARDIKANINGSIH, R.; DARMAWAN, D. Analysis of Financial Literacy and Risk Tolerance on Student Decisions to Invest. International Journal of Service Science, Management, Engineering, and Technology, [S. l.], v. 3, n. 2, p. 7–12, 2023. Disponível em: https://ejournalisse.com/index.php/isse/article/view/47. Acesso em: 8 jan. 2026.